LIFE INSURANCE
Secure Your Legacy, Ensure Your Loved Ones
![LIFE INSURANCE](https://assets.zyrosite.com/cdn-cgi/image/format=auto,w=297,h=297,fit=crop/dOq7lxv97VCo9q5q/li-YKbaPMBeJoHyOyE9.png)
![LIFE INSURANCE](https://assets.zyrosite.com/cdn-cgi/image/format=auto,w=297,h=287,fit=crop/dOq7lxv97VCo9q5q/li-YKbaPMBeJoHyOyE9.png)
Coverage: Life insurance provides a death benefit, which is the amount paid to beneficiaries upon the policyholder's death. The policy can be term life insurance or whole life insurance.
Premiums: Policyholders pay regular premiums, which can be monthly, quarterly, or annually, to keep the policy in force.
Policy Term: Term life insurance policies have a specific term, often 10, 20, or 30 years, while whole life insurance provides lifetime coverage.
Death Benefit: The death benefit is paid to the beneficiaries tax-free in most cases and can be used for various purposes, such as covering funeral expenses, replacing lost income, or paying off debts.
Cash Value (Whole Life): Whole life insurance policies have a cash value component that grows over time and can be accessed by the policyholder through withdrawals or loans.
Riders: Policyholders can often add optional riders to their life insurance policies, such as accidental death, critical illness, or disability riders, to enhance coverage.
Underwriting: Life insurance typically involves a medical examination, questionnaire, or health assessment to determine the policyholder's risk and premium rate.
Financial Protection: Life insurance provides financial security to the policyholder's beneficiaries in case of their untimely death.
Estate Planning: It can help with estate planning by covering estate taxes, ensuring a smooth transfer of assets, and providing inheritance for heirs.
Debt Payoff: Life insurance can be used to pay off outstanding debts, such as mortgages, loans, or credit card balances, preventing the burden from falling on the family.
Income Replacement: It replaces the lost income of the deceased, helping survivors maintain their standard of living.
Funeral Expenses: Life insurance can cover funeral and burial expenses, relieving the financial burden on the family.
Legacy and Charitable Giving: Policyholders can name beneficiaries, including charities, to leave a legacy or make charitable contributions upon their death.
![](https://assets.zyrosite.com/cdn-cgi/image/format=auto,w=33,h=33,fit=crop/dOq7lxv97VCo9q5q/ht-YD0DaQJX9pspgVNj.png)
![](https://assets.zyrosite.com/cdn-cgi/image/format=auto,w=28,h=28,fit=crop/dOq7lxv97VCo9q5q/ht-YD0DaQJX9pspgVNj.png)
Crafted With
By Blint Digital
Copyright @ Truework Ventures
![](https://assets.zyrosite.com/cdn-cgi/image/format=auto,w=314,h=81,fit=crop/dOq7lxv97VCo9q5q/logo1-Y4LpV4q9XgSa2JJ2.png)
![](https://assets.zyrosite.com/cdn-cgi/image/format=auto,w=328,h=85,fit=crop/dOq7lxv97VCo9q5q/logo1-Y4LpV4q9XgSa2JJ2.png)
Nagpur - 89, Menghre Layout,Manish Nagar, Nagpur-440015
Unit Of Truework Ventures
+91-9373239166
loans@finlends.com
www.finlends.com
Loans
Insurance
insurance@finlends.com